Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2a. What are your monthly long-term obligations?
Monthly auto loan payments:

$

2b.Monthly credit card payments:

$

2c. Monthly association fees/dues:

$

2d. Monthly spousal/child-support payments:

$

2e. Other monthly obligations:

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Shield Financial Solutions
1110 Iron Point Road, Suite 180 • Folsom, CA • 95630
Phone: (916)369-0878 • Fax: (916)985-3376
www.shieldfinancialsolutions.com • dave@shieldfinancialsolutions.com

Securities offered through Securites America Inc., a Registered Broker/Dealer Member FINRA/SIPC and Advisory Services offered through Securities America Advisors Inc., an SEC Registered Investment Advisor, David Hartman, Representative. CA Insurance Lic # 0B52518. Shield Financial Solutions and the Securities America companies are not affiliated. Securities licensed in AL, CA, CO, ID, NV, NY, OK, VA, WA.  Advisory licensed in CA. Insurance licensed in CA.